Privacy Policy

LMCT+ Inc. ("LMCT+", "we", "our", or "us") is committed to protecting your personal data. This Privacy Policy explains what information we collect, how we use it, and your rights in relation to it. By using our platform, you agree to the practices described in this policy.

1. Information We Collect

• Account Data: When you register, we collect your full name, email address, and a hashed version of your password.
• Identity Verification (KYC): To comply with AML/KYC obligations, we may collect government-issued identity documents and facial images. These are processed by a secure third-party verification provider.
• Transaction Data: All deposits, withdrawals, investment activity, and referral commissions are recorded and associated with your account.
• Technical Data: We automatically collect your IP address, browser type, device information, and usage logs to maintain security and improve our service.

2. How We Use Your Information

• To operate and manage your account and investments.
• To process financial transactions and enforce withdrawal authorisations.
• To comply with legal obligations, including anti-money laundering (AML) and Know Your Customer (KYC) regulations.
• To send transactional notifications (e.g. deposit confirmations, withdrawal updates, ROI credits).
• To prevent fraud, abuse, and unauthorised access.
• To improve and personalise our platform experience.

3. Sharing of Information

• We do not sell, rent, or trade your personal information to third parties.
• We share data only with trusted service providers who assist in operating our platform (e.g. KYC providers, cloud infrastructure, payment processors), under strict data processing agreements.
• We may disclose information to law enforcement or regulatory authorities if required by applicable law.

4. Data Retention

• We retain your account and transaction data for as long as your account is active and for a minimum of 5 years thereafter to comply with financial regulations.
• You may request deletion of your personal data, subject to overriding legal retention obligations.

5. Security

• We implement AES-256 encryption, TLS in transit, and strict access controls to protect your data.
• Sensitive operations (e.g. withdrawals) require secondary authorisation via withdrawal codes.
• Despite our efforts, no system is entirely immune to breach. We will notify you promptly if a relevant security incident occurs.

6. Your Rights

• Access: You may request a copy of the personal data we hold about you.
• Correction: You may update inaccurate information via your profile settings or by contacting us.
• Deletion: You may request account and data deletion, subject to legal retention requirements.
• Portability: You may request your data in a structured, machine-readable format.
• To exercise any of these rights, contact us at privacy@lmct.com.

7. Cookies

• We use essential session cookies to maintain your login state and security tokens.
• We do not use third-party advertising or tracking cookies.

8. Changes to This Policy

• We may update this Privacy Policy from time to time. When we do, we will update the 'Last Updated' date at the top of this page and notify you by email if the changes are material.

9. Contact

• For any privacy-related queries, contact our Data Protection team at privacy@lmct.com.